Dear Clients!

PJSC “VERNUM BANK” is a participant of the Deposit Guarantee Fund since 16 June 2009.

Deposit Guarantee Fun (hereinafter – the Fund) guarantees each depositor compensation funds in the amount of the deposit, including the interest accrued on the date of the decision by the National Bank of Ukraine on attributing the Bank in the category of insolvent and beginning of the Fund removal procedures of the Bank from the market, but not exceeding 200 000,00 UAH.

The official website of the Deposit Guarantee Fund with information about the conditions of the Deposit Guarantee (“For depositors’ section)

The main task of the Fund, as an institution, which performs specific functions in the field of deposit guarantee of natural persons and elimination of insolvent banks from the market, is to protect the rights of depositors of banks and preserve public confidence in the banking system as a whole. One of the functions of the Fund, according to the Law of Ukraine “On the system of guaranteeing deposits of individuals” is to increase the level of financial literacy.

Please be informed that as part of the information policy of the Fund and ensuring the organization of awareness among the public, the Fund information brochures have been prepared (Information Brochure of the Fund «Guaranteeing individuals’ deposits in Ukraine» та and the Information Brochure of the Fund «Questions and Answers about guaranteeing deposits of individuals») which were created for the purpose of distribution to the public (investors and potential investors) information on savings guarantees in banks participating fund.

And also, the Foundation prepared a number of short videos about the system of guaranteeing deposits of individuals under the name: «About the deposit guarantee system», «Actions of the depositor in case of bank classification as insolvent», «Managed to earn, manage to maintain», «Household savings guarantee», «About the Deposit Guarantee Fund of Individuals» and «Deposit agreement without secrets», кwhich were created for the purpose of distribution to the public (investors and potential investors) information on the safeguard savings in the member banks of the Fund, improve the confidence of depositors in banks, incentives to attract money into the banking sector of Ukraine and ensuring the financial stability of the state. Videos can be viewed on the
official channel on Youtube of the Fund. .

On the official website of the Fund on the Internet, under the section «Financial education» which is in free access «Educational course on financial literacy FGVFL» can be found (http://www.fg.gov.ua/fin-prosvita). This training course has been developed with the support of experts of the financial sector development program (USAID/FINREP-II) and consists of two modules. The aim of the first module of «Banking products and services» is to explain how the financial system, and banks in particular work. After studying this module, you will get acquainted with the advantages of services in banks, types of bank accounts and the procedure of their opening, the legal rights and obligations of consumers of banking services. The second module focuses on the system of guaranteeing deposits of individuals . After reviewing it, you will find out what deposits are guaranteed by the Fund, you will understand what steps are needed to be taken in order to get a guaranteed amount of compensation on the deposit if the bank is declared insolvent. The course materials include references to the relevant legal provisions and the interpretation of terms used in materials.

Additional information can be obtained by calling the hotline of the Fund:

Tel.:  HOTLINE 0-800-308-108

Postal address of the Fund: 01032, Kyiv, str. Sechevih Strelzov, 17

Official website: www.fg.gov.ua

E-mail: fgvfo@fg.gov.ua

Копия Свидетельства участника ФГВФЛ
Справка про систему гарантирования вкладов физических лиц*
Закон Украины Про систему гарантирования вкладов физических лиц от 23.02.2012 № 4452-VI
Решение административного советом Фонду гарантирования вкладов физических лиц № 27 от 21.08.2012 «Про увеличение суммы возмещения средств по вкладам»
Информационная брошюра Фонда «Гарантирование вкладов физических лиц в Украине»
Информационная брошюра Фонда «Вопросы и ответы про гарантирование вкладов физических лиц»
«Образовательный курс по финансовой грамотности ФГВФЛ». Модуль первый: «Банковские продукты и услуги»
«Образовательный курс по финансовой грамотности ФГВФЛ». Модуль второй: «Система гарантирования вкладов физических лиц»
* – unofficial translation.